United Kingdom Guide - How to Challenge PayPal AUP "Damages" Deductions

Focused on penalty doctrine and unfair terms under the Consumer Rights Act 2015. Written so a normal user can follow it step by step.

Target forums: PayPal complaints & FOS
Key concepts: penalty and unfair term
Tuned for UK PayPal AUP deductions
Main forum: Financial Ombudsman Service (FOS)
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